Property Investment Calculator — Property Investment Tool

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Property details

Purchase price

$500,000

Loan amount

$400,000

Interest rate (p.a.)

6.2%

Weekly rent (year 1)

$500/wk

Annual rent increase rate

4.0%

Annual expenses (rates, insurance, mgmt, maintenance)

$10,000

Hold period (years)

10 yrs

Annual capital growth rate

6.0%

Annual inflation rate

3.0%

Investor marginal tax rate

33%

Property type

LVR

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Equity / Deposit

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Gross Yield (Yr 1)

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Rent in Year 10

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Net after-tax profit difference (pre vs post Budget)

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Pre-Budget Net Profit

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Post-Budget Net Profit

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Pre-Budget (purchased before 12 May 2026) Post-Budget (purchased after 12 May 2026)

Disclaimer: This calculator is for illustrative and educational purposes only and does not constitute financial, tax, or investment advice. Interest is modelled as interest-only. Rent compounds annually from year 1. CGT changes apply to gains arising after 1 July 2027; pre-Budget holdings benefit from grandfathering. Consult a qualified accountant, financial adviser, or tax professional before making investment decisions. Property Investment Tool Pty Ltd is not liable for decisions made based on this tool.

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